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SBI Personal Loan Calculator With Latest RBI Rates

SBI Personal Loan Calculator | Latest RBI Repo Rate Decrease

SBI Personal Loan Calculator

Updated as per latest RBI Repo Rate Decrease on June 6, 2025

Lowest Rates Ever! Save up to ₹15,000 on your loan

Calculate Your Loan

Loan Amount 500,000
Interest Rate 10.25%
%
Loan Tenure 5 years
years
Updated with latest RBI repo rate decrease
Compare with other banks
Amortization schedule
No hidden charges

Loan Summary

Monthly EMI

10,745

Total Interest

144,700

Total Payment

644,700

Savings vs Old Rate

15,250

Frequently Asked Questions

How does the RBI repo rate decrease affect my SBI personal loan?
The recent RBI repo rate decrease on June 6, 2025, means SBI has lowered its lending rates. This calculator reflects the updated rates, showing you exactly how much you'll save compared to previous rates. Our calculations show average savings of ₹12,000-₹18,000 on a 5-year loan.
What makes this calculator better than others?
Our calculator is updated daily with the latest RBI rates and SBI policies. We provide a detailed breakdown of your payments, show your savings compared to old rates, and offer visual representations of your loan structure. Plus, it's completely free with no signup required!
How accurate are the calculations?
Our calculator uses the latest EMI calculation formulas and current SBI interest rates updated as per the June 2025 RBI repo rate decrease. The results are accurate to within ₹10 of what SBI would calculate. We update rates within 24 hours of any RBI announcement.

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  • Basic loan calculator
  • EMI calculation
  • Total interest display
  • Basic amortization chart
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  • Bank comparison
  • PDF reports
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